Our underwriters draw upon decades of experience, management and leadership in highly specialized markets.

We offer “best in class” solutions, affording agents access to innovative underwriting, risk control, and claims management solutions. In addition, our programs are offered by “A” rated carriers with dedicated underwriting and claims expertise. Our goal is to provide agents with solutions to their complex risks supported by superior customer service that will win and retain accounts.

Current programs available:

Public Entity
Stone Oak’s Public Entity programs focus on three main governmental classes:

  • Cities (borough, city, town, township, village) less than 50,000 population
  • Counties less than 250,000 population
  • Special Districts (sewer, water, irrigation, natural resources, etc.) less than $5,000,000 Operating Expenditures
Public & Private School
Stone Oak's School program focuses on the following educational institutions:

  • Public & Private Schools (K-12) with less than 5,000 average daily attendance
 
Hospital Property
Stone Oak’s Hospital Property program was specifically designed in concert with The Texas Hospital Insurance Network (an affiliate of the Texas Hospital Association) to meet the special needs and operations of Texas rural community hospitals.  The program focus is for rural hospitals with up to $50,000,000 Total Insured Values.  Available to both Government Entity Districts and Private or Non-Profit Hospitals.  (Hospital Property Program also available in other select states.)

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*Important Note: Stone Oak programs and products are not available in all states. Please contact us at sales@stoneoak.com for additonal information.