Copyright Notice and Terms and Conditions of Use

Stone Oak Underwriters, Inc.’s web site ( www.stoneoak.com) and its contents are the copyright © of Stone Oak Underwriters, Inc. All Rights Reserved. Stone Oak Underwriters, Inc. hereby authorizes you to copy documents published by Stone Oak Underwriters, Inc. on the World Wide Web for non-commercial use within your organization only. In consideration of this authorization, you agree that any copy of these documents which you make shall retain all copyright and other proprietary notices contained herein.  Nothing contained herein shall be construed as conferring by implication, estoppel or otherwise any license or right under any trademark of Stone Oak Underwriters, Inc. or any third party. Except as expressly provided above, nothing contained herein shall be construed as conferring any license or right under any Stone Oak Underwriters, Inc. copyright. If you wish to reproduce or distribute information in the Stone Oak Underwriters, Inc. web site for purposes other than non-commercial use, you must first obtain the written permission of Stone Oak Underwriters, Inc. To request such permission, send an e-mail to: Sales@stoneoak.com. Include your name, address, and a description of the purpose of your intended distribution and the information you would like to distribute.

This web site is owned and operated by Stone Oak Underwriters, Inc. This document contains the Terms and Conditions relating to your use of Stone Oak Underwriters, Inc.’s web site. These Terms and Conditions are applicable to your use of this site regardless of how you accessed it. Use of the content, services, and/or products presented in any and all areas of this site constitutes your agreement to abide by the terms and conditions. If you do not wish to be bound by these Terms and Conditions, please contact Stone Oak Underwriters, Inc. and discontinue using/accessing this site immediately.

Limitation of Liability Regarding Web Site Links

Some links found on this web site permit you to quickly and conveniently connect to the sites of companies that may offer their goods or services but which are not owned by or affiliated with Stone Oak Underwriters, Inc. These links are provided as a convenience only. Neither Stone Oak Underwriters, Inc. nor any of its affiliates, nor the directors, employees or other representatives of any of them, make any express representations or warranties about products or services obtained through such links from this web site and disclaim any implied warranties, including, but not limited to, warranties of title or implied warranties of merchantability or fitness for a particular purpose.

Furthermore, neither Stone Oak Underwriters, Inc. nor any of its affiliates, nor the directors, employees or other representatives of any of them, is liable for damages arising out of or in connection with the purchase or use of any products or services obtained through such links from this web site. This is a comprehensive limitation of liability that applies to all damages of any kind, including compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss of or damage to property and claims of third parties.

Security - ID's and Passwords

Access to the “Agent Login” section of this web site is restricted and requires authorization by Stone Oak Underwriters, Inc. for access. Unauthorized use of or access to the “Agent Login” section of this web site is prohibited. Actual or attempted unauthorized use of or access may result in criminal and/or civil prosecution. Attempts to access such areas without authorization may be viewed, monitored and recorded and any information obtained may be given to law enforcement organizations in connection with any investigation or prosecution of possible criminal activity on this system. If you are not an authorized user, do not attempt to access such areas.

If you are an authorized user of any restricted area, you are responsible to maintain the security/confidentiality of your password. DO NOT SHARE YOUR PASSWORD WITH ANYONE. Employees of Stone Oak Underwriters, Inc. will not ask you for your password. If you know or suspect that your password has been compromised, change your password immediately. If you suspect any unauthorized activity related to your account, you should contact Stone Oak Underwriters, Inc. at support@stoneaok.com.

Site Usage

The purpose of this web site is to provide general business information about Stone Oak Underwriters, Inc. to the general public and business community and to provide restricted access to appointed Stone Oak Underwriters, Inc. agents and brokers pertaining to their respective Stone Oak Underwriters, Inc. policyholders.

You may not use this site to engage in any illegal activity. You may not use this site to engage in conduct which is defamatory, libelous, threatening or harassing or that infringes on a third party's intellectual property or other proprietary rights. You agree that any information you provide through this site will be truthful and accurate.